SBI PENSION FUND SCHEME - CENTRAL GOVT - 28.3486 as on 18-04-2019 || SBI PENSION FUND SCHEME - STATE GOVT - 24.3362 as on 18-04-2019 || SBI PENSION FUND SCHEME E - TIER I - 25.9502 as on 18-04-2019 || SBI PENSION FUND SCHEME C - TIER I - 26.576 as on 18-04-2019 || SBI PENSION FUND SCHEME G - TIER I - 24.6068 as on 18-04-2019 || SBI PENSION FUND SCHEME E - TIER II - 23.9351 as on 18-04-2019 || SBI PENSION FUND SCHEME C - TIER II - 24.3302 as on 18-04-2019 || SBI PENSION FUND SCHEME G - TIER II - 23.4634 as on 18-04-2019 || NPS TRUST A/C-SBI PENSION FUNDS PRIVATE LIMITED- NPS LITE SCHEME - GOVT. PATTERN - 23.0173 as on 18-04-2019 || SBI PENSION FUNDS PVT. LTD. SCHEME - CORPORATE-CG - 18.0814 as on 18-04-2019 || NPS TRUST - A/C SBI PENSION FUND SCHEME - ATAL PENSION YOJANA (APY) - 13.6901 as on 18-04-2019 || SBI PENSION FUND SCHEME A - TIER I - 12.0884 as on 18-04-2019 || SBI PENSION FUND SCHEME A - TIER II - 10 as on 18-04-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME- CENTRAL GOVT - 27.4919 as on 18-04-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME- STATE GOVT - 24.4649 as on 18-04-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME E - TIER I - 30.4251 as on 18-04-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME C - TIER I - 23.8471 as on 18-04-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME G - TIER I - 22.0974 as on 18-04-2019 || UTI RETIREMENT SOLUTIONS SCHEME E - TIER II - 24.7702 as on 18-04-2019 || UTI RETIREMENT SOLUTIONS SCHEME C - TIER II - 22.8435 as on 18-04-2019 || UTI RETIREMENT SOLUTIONS SCHEME G - TIER II - 22.7244 as on 18-04-2019 || NPS TRUST A/C-UTI RETIREMENT SOLUTIONS LIMITED- NPS LITE SCHEME - GOVT. PATTERN - 22.8259 as on 18-04-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME - CORPORATE-CG - 10 as on 18-04-2019 || NPS TRUST - A/C UTI RETIREMENT SOLUTIONS LTD. SCHEME - ATAL PENSION YOJANA (APY) - 14.0329 as on 18-04-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME A - TIER I - 11.8599 as on 18-04-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME A - TIER II - 10 as on 18-04-2019 || LIC PENSION FUND SCHEME - CENTRAL GOVT - 27.5293 as on 18-04-2019 || LIC PENSION FUND SCHEME - STATE GOVT - 24.5575 as on 18-04-2019 || NPS TRUST A/C-LIC PENSION FUND LIMITED- NPS LITE SCHEME - GOVT. PATTERN - 22.7729 as on 18-04-2019 || LIC PENSION FUND LIMITED SCHEME - CORPORATE-CG - 18.0807 as on 18-04-2019 || LIC PENSION FUND SCHEME E - TIER I - 19.5384 as on 18-04-2019 || LIC PENSION FUND SCHEME C - TIER I - 17.0391 as on 18-04-2019 || LIC PENSION FUND SCHEME G - TIER I - 18.1431 as on 18-04-2019 || LIC PENSION FUND SCHEME E - TIER II - 16.3263 as on 18-04-2019 || LIC PENSION FUND SCHEME C - TIER II - 15.9147 as on 18-04-2019 || LIC PENSION FUND SCHEME G - TIER II - 18.4261 as on 18-04-2019 || NPS TRUST - A/C LIC PENSION FUND SCHEME - ATAL PENSION YOJANA (APY) - 13.9064 as on 18-04-2019 || LIC PENSION FUND SCHEME A - TIER I - 12.0316 as on 18-04-2019 || LIC PENSION FUND SCHEME A - TIER II - 10 as on 18-04-2019 || KOTAK PENSION FUND SCHEME E - TIER I - 27.5802 as on 18-04-2019 || KOTAK PENSION FUND SCHEME C - TIER I - 26.1725 as on 18-04-2019 || KOTAK PENSION FUND SCHEME G - TIER I - 22.6252 as on 18-04-2019 || KOTAK PENSION FUND SCHEME E - TIER II - 24.4397 as on 18-04-2019 || KOTAK PENSION FUND SCHEME C - TIER II - 22.5145 as on 18-04-2019 || KOTAK PENSION FUND SCHEME G - TIER II - 21.1851 as on 18-04-2019 || NPS TRUST A/C-KOTAK MAHINDRA PENSION FUND LIMITED- NPS LITE SCHEME - GOVT. PATTERN - 19.912 as on 18-04-2019 || KOTAK PENSION FUND SCHEME A - TIER I - 11.8117 as on 18-04-2019 || KOTAK PENSION FUND SCHEME A - TIER II - 10 as on 18-04-2019 || RELIANCE PENSION FUND SCHEME E - TIER I - 27.6071 as on 18-04-2019 || RELIANCE PENSION FUND SCHEME C - TIER I - 23.7907 as on 18-04-2019 || RELIANCE PENSION FUND SCHEME G - TIER I - 22.121 as on 18-04-2019 || RELIANCE PENSION FUND SCHEME E - TIER II - 23.6738 as on 18-04-2019 || RELIANCE PENSION FUND SCHEME C - TIER II - 22.087 as on 18-04-2019 || RELIANCE PENSION FUND SCHEME G - TIER II - 21.3847 as on 18-04-2019 || NPS TRUST A/C-RELIANCE CAPITAL PENSION FUND LIMITED- NPS LITE SCHEME - GOVT. PATTERN - 10 as on 18-04-2019 || RELIANCE PENSION FUND SCHEME A - TIER I - 11.7595 as on 18-04-2019 || RELIANCE PENSION FUND SCHEME A - TIER II - 10 as on 18-04-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME E - TIER I - 30.2147 as on 18-04-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME C - TIER I - 26.5576 as on 18-04-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME G - TIER I - 22.7598 as on 18-04-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME E - TIER II - 23.8359 as on 18-04-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME C - TIER II - 24.6844 as on 18-04-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME G - TIER II - 21.8158 as on 18-04-2019 || NPS TRUST A/C-ICICI PRUDENTIAL PENSION FUNDS MANAGEMENT COMPANY LIMITED- NPS LITE SCHEME - GOVT. PATTERN - 10 as on 18-04-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME A - TIER I - 11.8593 as on 18-04-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME A - TIER II - 10 as on 18-04-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME E - TIER I - 22.4365 as on 18-04-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME C - TIER I - 17.2692 as on 18-04-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME G - TIER I - 16.8909 as on 18-04-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME E - TIER II - 19.4139 as on 18-04-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME C - TIER II - 16.2814 as on 18-04-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME G - TIER II - 17.2848 as on 18-04-2019 || NPS TRUST A/C-HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME - NPS LITE SCHEME - GOVT. PATTERN - 10 as on 18-04-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME A - TIER I - 12.2477 as on 18-04-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME A - TIER II - 10 as on 18-04-2019 || BIRLA SUN LIFE PENSION SCHEME E - TIER I - 12.2356 as on 18-04-2019 || BIRLA SUN LIFE PENSION SCHEME C - TIER I - 11.7226 as on 18-04-2019 || BIRLA SUN LIFE PENSION SCHEME G - TIER I - 11.3259 as on 18-04-2019 || BIRLA SUN LIFE PENSION SCHEME A - TIER I - 11.4275 as on 18-04-2019 || BIRLA SUN LIFE PENSION SCHEME E - TIER II - 12.1648 as on 18-04-2019 || BIRLA SUN LIFE PENSION SCHEME C - TIER II - 11.3935 as on 18-04-2019 || BIRLA SUN LIFE PENSION SCHEME G - TIER II - 10.9335 as on 18-04-2019 || BIRLA SUN LIFE PENSION SCHEME A - TIER II - 10 as on 18-04-2019 ||

Toll Free Number -1800-110-069 of Atal Pension Yojana                  Submission of FATCA Self Declaration                 Go Paperless Opt for an Email Annual Transaction Statement                 Proposal for streamlining the NPS by Ministry of Finance                 NPS Trust has stopped recovering its administrative charges / expenses with effect from 25/01/2019                  Voluntary Contribution in Tier I account by Govt. Sector Subscribers                 

Tax Benefit Under NPS

Income Tax Act allows benefits under NPS as per the following sections:

  • On Employee’s contribution: Employee’s own contribution is eligible for tax deduction under sec 80 CCD (1) of Income Tax Act up to 10% of salary (Basic + DA). This is within the overall ceiling of Rs. 1.50 Lacs under Sec. 80 CCE of the Income Tax Act.
  • On Employer’s contribution: Up to 10% of Basic & DA (no monetary ceiling) under 80CCD (2). This rebate is over and above 80 CCE limit of Rs. 1.50 lacs.
  • Voluntary Contribution: Employee can voluntarily invest an additional amount of Rs. 50,000 (or more) to the NPS Tier I account and claim tax deduction on the same under section 80 CCD 1(B), subject to a maximum of Rs. 50,000.

A copy of the Annual Transaction Statement (Tier I) can be used as investment proof in order to avail tax benefits.

No. At present, a Subscriber cannot avail loan against NPS holdings.

There is no investment return guarantee. As per the present guidelines of Pension Fund Regulatory & Development Authority (PFRDA, the regulator for NPS), in case of government employees, contributions towards pension are invested by three Pension Fund Managers (PFMs), viz., LIC Pension Fund Limited, SBI Pension Funds Private Limited and UTI Retirement Solutions Limited as per the stipulated guidelines.

The returns under NPS are totally market based i.e. they are based on the NAV of the Pension Fund schemes. The benefits will entirely depend upon the amount contributed and the investment growth upto the point of exit from NPS.