SBI PENSION FUND SCHEME - CENTRAL GOVT - 28.7876 as on 23-05-2019 || SBI PENSION FUND SCHEME - STATE GOVT - 24.7255 as on 23-05-2019 || SBI PENSION FUND SCHEME E - TIER I - 25.6729 as on 23-05-2019 || SBI PENSION FUND SCHEME C - TIER I - 26.9781 as on 23-05-2019 || SBI PENSION FUND SCHEME G - TIER I - 25.1856 as on 23-05-2019 || SBI PENSION FUND SCHEME E - TIER II - 23.6719 as on 23-05-2019 || SBI PENSION FUND SCHEME C - TIER II - 24.6802 as on 23-05-2019 || SBI PENSION FUND SCHEME G - TIER II - 23.9823 as on 23-05-2019 || NPS TRUST A/C-SBI PENSION FUNDS PRIVATE LIMITED- NPS LITE SCHEME - GOVT. PATTERN - 23.3662 as on 23-05-2019 || SBI PENSION FUNDS PVT. LTD. SCHEME - CORPORATE-CG - 18.3656 as on 23-05-2019 || NPS TRUST - A/C SBI PENSION FUND SCHEME - ATAL PENSION YOJANA (APY) - 13.9169 as on 23-05-2019 || SBI PENSION FUND SCHEME A - TIER I - 12.1695 as on 23-05-2019 || SBI PENSION FUND SCHEME A - TIER II - 10 as on 23-05-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME- CENTRAL GOVT - 27.8475 as on 23-05-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME- STATE GOVT - 24.7887 as on 23-05-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME E - TIER I - 29.7167 as on 23-05-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME C - TIER I - 24.2166 as on 23-05-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME G - TIER I - 22.5841 as on 23-05-2019 || UTI RETIREMENT SOLUTIONS SCHEME E - TIER II - 24.2079 as on 23-05-2019 || UTI RETIREMENT SOLUTIONS SCHEME C - TIER II - 23.1884 as on 23-05-2019 || UTI RETIREMENT SOLUTIONS SCHEME G - TIER II - 23.2379 as on 23-05-2019 || NPS TRUST A/C-UTI RETIREMENT SOLUTIONS LIMITED- NPS LITE SCHEME - GOVT. PATTERN - 23.1213 as on 23-05-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME - CORPORATE-CG - 10 as on 23-05-2019 || NPS TRUST - A/C UTI RETIREMENT SOLUTIONS LTD. SCHEME - ATAL PENSION YOJANA (APY) - 14.2157 as on 23-05-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME A - TIER I - 11.9408 as on 23-05-2019 || UTI RETIREMENT SOLUTIONS PENSION FUND SCHEME A - TIER II - 10 as on 23-05-2019 || LIC PENSION FUND SCHEME - CENTRAL GOVT - 27.944 as on 23-05-2019 || LIC PENSION FUND SCHEME - STATE GOVT - 24.9346 as on 23-05-2019 || NPS TRUST A/C-LIC PENSION FUND LIMITED- NPS LITE SCHEME - GOVT. PATTERN - 23.1193 as on 23-05-2019 || LIC PENSION FUND LIMITED SCHEME - CORPORATE-CG - 18.4055 as on 23-05-2019 || LIC PENSION FUND SCHEME E - TIER I - 19.2668 as on 23-05-2019 || LIC PENSION FUND SCHEME C - TIER I - 17.3249 as on 23-05-2019 || LIC PENSION FUND SCHEME G - TIER I - 18.6254 as on 23-05-2019 || LIC PENSION FUND SCHEME E - TIER II - 16.083 as on 23-05-2019 || LIC PENSION FUND SCHEME C - TIER II - 16.1834 as on 23-05-2019 || LIC PENSION FUND SCHEME G - TIER II - 18.9046 as on 23-05-2019 || NPS TRUST - A/C LIC PENSION FUND SCHEME - ATAL PENSION YOJANA (APY) - 14.1377 as on 23-05-2019 || LIC PENSION FUND SCHEME A - TIER I - 12.0235 as on 23-05-2019 || LIC PENSION FUND SCHEME A - TIER II - 10 as on 23-05-2019 || KOTAK PENSION FUND SCHEME E - TIER I - 27.2781 as on 23-05-2019 || KOTAK PENSION FUND SCHEME C - TIER I - 26.5623 as on 23-05-2019 || KOTAK PENSION FUND SCHEME G - TIER I - 23.186 as on 23-05-2019 || KOTAK PENSION FUND SCHEME E - TIER II - 24.2033 as on 23-05-2019 || KOTAK PENSION FUND SCHEME C - TIER II - 22.8734 as on 23-05-2019 || KOTAK PENSION FUND SCHEME G - TIER II - 21.6475 as on 23-05-2019 || NPS TRUST A/C-KOTAK MAHINDRA PENSION FUND LIMITED- NPS LITE SCHEME - GOVT. PATTERN - 20.1951 as on 23-05-2019 || KOTAK PENSION FUND SCHEME A - TIER I - 11.9294 as on 23-05-2019 || KOTAK PENSION FUND SCHEME A - TIER II - 10 as on 23-05-2019 || RELIANCE PENSION FUND SCHEME E - TIER I - 27.1749 as on 23-05-2019 || RELIANCE PENSION FUND SCHEME C - TIER I - 24.1144 as on 23-05-2019 || RELIANCE PENSION FUND SCHEME G - TIER I - 22.6352 as on 23-05-2019 || RELIANCE PENSION FUND SCHEME E - TIER II - 23.2653 as on 23-05-2019 || RELIANCE PENSION FUND SCHEME C - TIER II - 22.2737 as on 23-05-2019 || RELIANCE PENSION FUND SCHEME G - TIER II - 21.8029 as on 23-05-2019 || NPS TRUST A/C-RELIANCE CAPITAL PENSION FUND LIMITED- NPS LITE SCHEME - GOVT. PATTERN - 10 as on 23-05-2019 || RELIANCE PENSION FUND SCHEME A - TIER I - 11.8413 as on 23-05-2019 || RELIANCE PENSION FUND SCHEME A - TIER II - 10 as on 23-05-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME E - TIER I - 29.8446 as on 23-05-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME C - TIER I - 26.9855 as on 23-05-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME G - TIER I - 23.3283 as on 23-05-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME E - TIER II - 23.5482 as on 23-05-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME C - TIER II - 25.0692 as on 23-05-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME G - TIER II - 22.3537 as on 23-05-2019 || NPS TRUST A/C-ICICI PRUDENTIAL PENSION FUNDS MANAGEMENT COMPANY LIMITED- NPS LITE SCHEME - GOVT. PATTERN - 10 as on 23-05-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME A - TIER I - 11.9734 as on 23-05-2019 || ICICI PRUDENTIAL PENSION FUND SCHEME A - TIER II - 10 as on 23-05-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME E - TIER I - 22.2002 as on 23-05-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME C - TIER I - 17.499 as on 23-05-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME G - TIER I - 17.3126 as on 23-05-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME E - TIER II - 19.1989 as on 23-05-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME C - TIER II - 16.4916 as on 23-05-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME G - TIER II - 17.6804 as on 23-05-2019 || NPS TRUST A/C-HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME - NPS LITE SCHEME - GOVT. PATTERN - 10 as on 23-05-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME A - TIER I - 12.2244 as on 23-05-2019 || HDFC PENSION MANAGEMENT COMPANY LIMITED SCHEME A - TIER II - 10 as on 23-05-2019 || BIRLA SUN LIFE PENSION SCHEME E - TIER I - 12.1023 as on 23-05-2019 || BIRLA SUN LIFE PENSION SCHEME C - TIER I - 11.8975 as on 23-05-2019 || BIRLA SUN LIFE PENSION SCHEME G - TIER I - 11.5972 as on 23-05-2019 || BIRLA SUN LIFE PENSION SCHEME A - TIER I - 11.5053 as on 23-05-2019 || BIRLA SUN LIFE PENSION SCHEME E - TIER II - 12.0038 as on 23-05-2019 || BIRLA SUN LIFE PENSION SCHEME C - TIER II - 11.5449 as on 23-05-2019 || BIRLA SUN LIFE PENSION SCHEME G - TIER II - 11.2 as on 23-05-2019 || BIRLA SUN LIFE PENSION SCHEME A - TIER II - 10 as on 23-05-2019 ||

Toll Free Number -1800-110-069 of Atal Pension Yojana                  Submission of FATCA Self Declaration                 Go Paperless Opt for an Email Annual Transaction Statement                 Proposal for streamlining the NPS by Ministry of Finance                 NPS Trust has stopped recovering its administrative charges / expenses with effect from 25/01/2019                  Voluntary Contribution in Tier I account by Govt. Sector Subscribers                 

Entities Involved

PFRDA is the regulator for NPS. Pension Fund Regulatory and Development Authority (PFRDA) is an Authority set up by the Government of India through the PFRDA Act 2013 to promote old age income security by establishing, regulating and developing pension funds to protect the interest of subscribers to schemes of pension funds and for matters connected therewith or incidental thereto.

NPS architecture consists of NPS Trust which is entrusted with safeguarding subscribers interests, a Central Recordkeeping Agency (CRA) which maintains the data and records, Point of Presence (POP) and aggregators as collection and distribution arms, competing pension fund managers for generating and maximizing returns on investments of subscribers, custodian to take care of the assets purchased by the Fund managers and Trustee bank to manage the banking operations. The entities involved in NPS are as follows:

  • NPS Trust : The National Pension System Trust (NPS Trust) was established by PFRDA on27th February, 2008 with the execution of the NPS Trust Deed. The NPS Trust has been set up and constituted for taking care of the assets and funds under the National Pension System (NPS) in the interest of the beneficiaries (subscribers). Individual NPS subscribers shall be the beneficiaries of the NPS Trust. The NPS fund are managed by the Board of Trustees to realize and fulfill the objectives of the NPS Trust in the exclusive interest of the Subscribers.
  • Central Recordkeeping Agency (CRA): The recordkeeping, administration and customer service functions for all subscribers of the NPS are being handled by NSDL e-Governance Infrastructure Limited, which is acting as the Central Record-keeper for the NPS.
  • Pension Fund Managers (PFMs): The Pension Fund Managers (PFMs) means an intermediary which has been granted a Certificate Of Registration by the Authority as a Pension Fund for receiving contributions, accumulating them and making payments to the subscriber in the manner as may be specified by the Authority.
  • Trustee Bank : Axis Bank Ltd has been appointed by PFRDA as the Trustee Bank for National Pension System (NPS) effective from 1st July, 2013. Trustee Bank as an intermediary is responsible for the day-to-day flow of funds and banking facilities in accordance with the guidelines/ directions issued by the Authority under NPS. It receives NPS funds from all Nodal Offices and transfers the same to the Pension Funds / Annuity Service Providers/other intermediaries as per the operational guidelines.
  • Annuity Service Providers (ASPs): ASPs would be responsible for delivering a regular monthly pension to the subscriber after he/she exit from the NPS. ASP have been appointed by PFRDA.
  • Point of Presence (POP): Points of Presence (POPs) are different financial Institutions who acts as the first points of interaction of the NPS subscriber with the NPS architecture. The authorized branches of a POP, called Point of Presence Service Providers (POP-SPs), will act as collection points and extend a number of customer services to NPS subscribers. Central Recordkeeping Agency Facilitation Center (CRA-FC): CRA-FC is the entity appointed by NSDL to extend various services under NPS, to its users across the country. The entities who have been appointed as CRA-FC shall establish multiple branches across the country to provide services to the POPs and POP-SPs.
  • Corporate Head Office (CHO): A Corporate wishing to provide NPS to its employees under the Employer - Employee relation, can join NPS by registering as a Corporate Head Office through a POP. The different branches of the corporate can be registered as a Corporate Branch Office (CBO).

Following are the services offered by CRA to the Subscribers:

  1. CRA registers the Subscribers and allot unique Permanent Retirement Account Number (PRAN) to them.
  2. CRA issues a PRAN card and User-ID, I-PIN and T-PIN to access CRA website and CRA call centre.
  3. CRA maintains the Permanent Retirement Account of the Subscribers and facilitates the creation of units in Subscribers account as per the contribution details and funds received from the Nodal Offices.
  4. At the end of every financial year, CRA sends a physical Transaction Statement to the Subscriber containing the details of the transactions in Subscribers Permanent Account. The Transaction Statement as on March 31st of every year will be sent within 3 months i.e. before June 30th.
  5. CRA registers grievances (received through CRA system or through G1 form) and send the resolution details to the Subscribers by e-mail.
  6. CRA provides I-PIN based login to CRA website for subscribers to view their account details.