Toll Free Number -1800-110-069 of Atal Pension Yojana                                   Go Paperless Opt for an Email Annual Transaction Statement                                                                  Reliance Capital Pension Fund Ltd. will cease to act as Pension Fund under NPS with effect from August 10, 2019                  

Sr. No. Notes
1. The ‘Investment Summary’ Section provides the Total Contribution in your account, Value of your Holdings (Investments) and Total Notional Gain/Loss on your Investment. It also provides overall Return on your Investment along with the Return for the financial year
2. Return on Investments’ gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the investments. The transactions are sorted based on the NAV date
3. 'Returns for the Financial Year' gives the effective return rate for last financial year using the formula XIRR considering all the contribution / redemptions processed in PRAN account since April 1, Opening Balance & Closing Balance and the latest valuation of the investments
4. The above returns are based on scheme NAVs and the securities held under the scheme portfolio are valued at Mark To Market (MTM) basis and are subject to change on NAV fluctuations
5. The 'Investment Details' section provides schemewise details of total contribution processed in your PRAN.
6. ‘Total Contributions’ in your account as on March 31,2019 (in Rs.) indicates the cost of units currently held in the PRAN account.
7. 'Unrealized Gain / Loss' (in Rs.) indicates the gain / loss in the account for the current units balance in the account.
8. The section 'Account Management -Changes made during the Financial Year’ indicates all the change requests processed in PRAN account during the period for which the statement is generated
9. The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscriber’s account during the period for which the statement is generated. While contribution amount indicates the amount invested in subscriber’s account, the redemption amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
10. 'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscriber’s account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
11. The Amount in the Closing Balance under the section 'Transaction Details' gives the cost of investment of the balance units and not a sum total of all contribution and withdrawal. The cost of units is calculated on a First-In-First-Out (FIFO) basis.
12. For transactions with the remarks “To Unit Redemption”, the cost of units redeemed are adjusted against the total contribution in the Investment Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the ‘Returns based on Inflows’, the actual redemption value corresponding to the units redeemed has been considered.
13. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the dateon which the Transaction Statement is accessed in CRA system.
14. If subscriber has opted for ‘Auto Choice’ as Scheme Preference, the contribution is invested in Class E, C & G of the chosen PFM with percentage as per the subscriber’s age in accordance to the guidelines of PFRDA.
15. The CRA charges are levied on a quarterly basis. The bill amount is recovered by way of redemption of units on the last working day of the quarter. You are requested to check the current balance of your account from the Statement of Holding available at CRA website (www.cra-nsdl.com). You can also view the details of the charges in the ‘Bill Details View’ option at the CRA website.
16. If you have not provided your mobile number/email ID/Nomination at the time of registration or the details provided earlier have changed, please get the same updated in CRA system by submitting ‘Subscribers details change request’ form (Form UOS-S2) to your associated POP-SP. Also the mobile number and email ID can be updated by logging in the CRA website (www.cra-nsdl.com) using your PRAN as user ID or by accessing NSDL-CRA Mobile App.
17. Scheme preference can be changed twice in a year and PFM can be changed once in a year.
18. In case of any other queries, you may contact CRA toll free helpline 1800 222 080/ 022-24993499 .Please keep your PRAN and T-PIN ready before calling.