Toll Free Number -1800 889 1030 of Atal Pension Yojana    (New NPS-CRA toll-free number 1800 210 0080. The old number will be discontinued shortly.)                                                       Go Paperless Opt for an Email Annual Transaction Statement                      Click Here for Aadhaar Seeding of APY Subscribers                       Are you interested in undergoing online training on NPS/APY(including central/state/autonomous body subscriber), if so please  Click Here                       As per PFRDA guidelines, contribution payment in NPS Tier II A/c through Credit Card is not permitted. Use other modes of payment such as Net Banking/ Debit Card / UPI for contributing in Tier II.                                         You can view your NPS Transactions in Consolidated Account Statement (CAS) shared by your Depository i.e. NSDL and CDSL. To add NPS Transactions in your CAS, Click Here.           
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1. What is ERM?

ERM stands for "Error Rectification Module". This functionality enables PAOs to rectify errors in cases of:

  1. Excess transfer of funds to Trustee Bank.
  2. Excess credit to PRAN.
  3. Incorrect credit (credit in PRAN 1 instead of PRAN 2)
  4. Withdrawal of contribution for a Non NPS Subscriber.
  5. The detailed standard operating procedure for ERM is available on our website www.npscra.nsdl.co.in

2. Does CRA provide training for Nodal Offices handling NPS related activities?

CRA provides training for Nodal Offices on NPS operations. Nodal Office can raise an online request for training using the functionality of Online Training Module. The users can access this module by logging to the CRA websites (www.cra-nsdl.com or www.npscan-cra.com). On submission of request by the Nodal Office, CRA officials will co-ordinate with the Nodal Office for scheduling the date, time and venue of the training.

3. What is the interest on NPS Funds?

As per the present guidelines of Pension Fund Regulatory & Development Authority (PFRDA, the regulator for NPS), in case of government employees, contributions towards pension are invested by three Pension Fund Managers (PFMs), viz., LIC Pension Fund Limited, SBI Pension Funds Private Limited and UTI Retirement Solutions Limited as per the stipulated guidelines. There is no investment return guarantee. The returns under NPS are totally market based i.e. they are based on the NAV of the Pension Fund schemes. The benefits will entirely depend upon the amount contributed and the investment growth upto the point of exit from NPS.